Western Loan is open during these difficult times. We have implemented the State’s social distancing directive by only allowing 3 customers in the store at one time. Our staff wear masks and stay behind glass for safety. We require our customers to wear masks while in the store. We clean our counters after each use. Please call or text with any questions.

Get A Loan

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Pawnshops and pawnbroking have been around for thousands of years. The basic idea behind any pawnshop is to loan people money. Here is how it works:

  1. You bring in something to Western Loan & Jewelry you own and use it as collateral for a loan (this act is called pawning). You give us an item to hold, we give you cash.
  2. Western loans you money against that collateral (Gold Jewelry, diamonds, electronics, computers, tools or music equipment).
  3. When you repay the loan & fees, you get your collateral back. All interest, fees and loan terms are set by the State of California. By law all pawn shops must have their rates posted and must notify you when your loan is past due.
  4. If you don’t repay the loan, the pawnbroker keeps the collateral. This is called a non-recourse loan, which means nothing goes against your credit. You are not obligated to pay the pawnbroker back his cash, only if you don’t you loose title to your pawned item.

Call Western Jewelry & Loan today for more information or to get a quote on an item for a loan.

We make loans on a variety of items:

  • All Gold Jewelry-(Rings, Bracelets, Chains, Necklaces, Earrings, Pendents)
  • Most Watches
  • Coins
  • Silver (minimum quantity required)
  • Tools
  • Electronics
  • Music Instuments
  • LCD’s/TVs
  • Smartphones & Smarttablets
  • Collectables
  • Sports Memorabilia

Why Choose Us?

  • CAPA Trusted Lender
  • Free Quotes Available
  • Quick & Easy Loan Process
  • Over 50 Years Of Experience
  • All Transaction Confidential
  • Fantastic Bargain Prices On Jewelry, Music Equipment & Electronics